Auto insurers know that the list of potential reasons for a claim is lengthy and varies from state to state. A ruling by the Michigan Supreme Court could soon make that claims list longer nationwide. If a person is injured in a car accident, they may be able to seek recovery through an insurance claim, but what if a person is injured simply while reaching into their vehicle?
The facts of the case
According to Claims Journal, in September 2012, a Michigan man tore his calf muscle as he reached into his truck to grab his belongings. He attempted to file a claim with his insurer under Michigan's no-fault insurance laws. The insurer took issue with the claim since the vehicle was parked, but the insured said he was using the vehicle for "transportation purposes" at the time of his injury.