The recent wildfires in California are racking up staggering losses for insurers, and are expected to rise above 3.3 billion dollars. The accumulated damages represent claims from thousands of homes that were lost or partially damaged, as well as those from thousands...
Insurance Defense
Trending insurance claim strategies
There are some classic and all-too-common villain tropes in the movies: the Scrooge-type miser, the megalomaniac and the greedy, faceless corporation. Add insurance companies to that list. Movies show them as heartless organizations denied their customers in the name...
Proven or experimental? Opinions on health treatments can differ.
It is certainly a commonplace to spot stories in the media where insurers' bad-faith conduct is alleged. The focus of wrongful behavior is often on claims of unresponsiveness to policyholders' lawful demands or issued checks that don't fully cover costs. And it is...
Court rules: when a policy cap is not, well, a policy cap
The principals of national insurer OneBeacon Insurance thought they had it duly figured out and were sufficiently protected by language in an insurance policy that addressed the limits of their liability to an insured in any claim for losses and damages.Unfortunately...
National insurer will need diligent legal advocacy in this matter
Although some people might view it as ironical, it really isn't surprising that insurance companies -- which safeguard the interests of others and stand ready to help mitigate risk when its downsides materialize -- also need help sometimes when they face adverse...
What is a “material” misrepresentation in an insurance policy?
Although the below case pertains to an insurance matter in California, it deals centrally with the issue of "materiality," which can rise to a level of importance in some disputes regardless of where they occur.Whether an insured's policy contains material...
Auto insurers responsible for non-accident injuries?
Auto insurers know that the list of potential reasons for a claim is lengthy and varies from state to state. A ruling by the Michigan Supreme Court could soon make that claims list longer nationwide. If a person is injured in a car accident, they may be able to seek...
A look at what legal malpractice insurers are saying
Hacking, a proliferation in so-called "lateral hiring," complex business transactions, confusion and disagreement surrounding estate administration matters -- these and a few additional matters spell significant concerns for insurance companies in Colorado and...
Taking a balanced look at hospital insurance claim denials
From the perspective of many reputable insurance companies in Colorado and nationally that routinely seek to timely and fully hold up their end of the bargain regarding an insured's claim, it sometimes seems that they face an extra-contractual challenge when...
Comedian’s long insurance-related injury saga continues
This much is undisputed: In June 2014, comedian Tracy Morgan and three other passengers riding in a limousine were rear-ended by a tractor-trailer rig. One passenger died. Another had a compound leg fracture. And, as noted in one recent media recounting of the crash,...